What to Do After a Hit and Run

Immediate Steps to Take

1. Call 911 Immediately

Report the hit and run to police right away. This is a criminal matter, not just a traffic accident. Provide:

• Your exact location
• Description of the other vehicle (make, model, color)
• License plate number (even a partial plate helps)
• Direction the vehicle was traveling
• Description of the driver (if you saw them)

2. Check for Injuries

Make sure you and any passengers are safe. Even if you feel fine, adrenaline can mask injuries. Seek medical attention if there's any doubt.

3. Document Everything You Can Remember

Write down or record on your phone:

• Exact time of the accident
• Every detail about the other vehicle
• Any words spoken by the driver
• Damage to your vehicle
• Weather and road conditions

4. Look for Witnesses

Ask anyone nearby if they saw what happened. Get their:

• Full name and phone number
• What they witnessed
• Whether they captured any photos or video

5. Check for Surveillance Cameras

Look around for cameras that might have captured the incident:

• Traffic cameras
• Business security cameras
• Doorbell cameras (Ring, Nest, etc.)
• Dashcams from other vehicles

Ask business owners or residents if they can save footage for police.

6. Take Photos of the Scene

Document everything with your phone:

• All damage to your vehicle from multiple angles
• Debris left by the other vehicle
• Skid marks or tire tracks
• The surrounding area and street signs
• Any paint transfer or broken parts from the other vehicle

Filing Your Report

Get a Police Report Number

Make sure the responding officer files an official report. Get the report number and the officer's name and badge number.

File with Your Insurance

Contact your insurance company within 24 hours. You'll likely file under:

• Uninsured Motorist Coverage – Covers your injuries
• Collision Coverage – Covers vehicle damage

What Happens Next?

Police Investigation

Police will investigate using:

• Your description and witness statements
• Surveillance footage
• Physical evidence (paint chips, debris)
• Traffic camera data

If the Driver Is Found

If police locate the driver, they may face criminal charges. You can then:

• File a claim against their insurance
• Pursue compensation for all damages
• Seek reimbursement for your deductible

If the Driver Is Not Found

You can still recover through your own insurance:

• Uninsured motorist coverage pays for injuries
• Collision coverage pays for vehicle repairs
• You'll pay your deductible

Protecting Your Rights

Hit and run cases can be complex. Consider consulting with an attorney if:

• You suffered significant injuries
• Your insurance company denies your claim
• The settlement offer seems too low
• You're facing medical bills you can't pay